Important notice of program termination:

Please click here for a notice regarding the decision to end and no longer support the GoSmart MasterCard Prepaid Card Program. The account sign-in is no longer available as of May 31, 2018. Please call customer service at 1-855-533-2081 for statements, requests or inquiries on transaction history.

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The GoSmart Prepaid MasterCard ®

Providing the freedom
to do what you want, when you want with your money.

How it Works

Store Locations

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  • charge

    You're In Charge

    Spend only what you
    add to the card.

  • control


    Check your balance
    or transcations using
    free text message alerts,
    free website access or
    ATMs for a fee.

  • security


    Have piece of mind.
    Debit cards are much
    safer than carrying
    cash in your wallet.

  • flexibility


    Shop where you want...
    your favorite store, online
    or by phone. Use it
    everywhere MasterCard®
    Debit is accepted.

  • convenience


    Access your cash anytime, night or
    day at millions of
    ATMs worldwide.

  • 1

    Visit any participating check cashing center offering the GoSmart™ Prepaid MasterCard®.

    Find a location now >
  • 2

    Sign up for a GoSmart Prepaid MasterCard® and make an initial
    cash load.

  • 3

    Sign your name
    in the signature
    panel on the back
    of the card.

  • 4

    Use and reload funds
    to your card to shop
    locally, online, by
    phone or get cash
    from an ATM.

  • 5

    Manage your
    account, check your
    balance, enroll for
    text alerts and more.

    Go Now >
  • You can even set up to have your paycheck or benefits payments deposited directly to your card.

    No more waiting for check to arrive...

  • Direct Deposit is the easiest way to make sure your card has available funds and is ready to use.

    Complete this form to enroll in direct deposit
    to receive the following:

    Paycheck or state and local government benefits. Simply
    print this form, fill in the deposit amount, sign it and give it to your
    employer or benefits office. It’s that simple!

    Federal government benefits. For easy enrollment, go to, choose the option for checking account and follow the instructions. You will need to provide the account number and routing number from the back of your card.

    Tax Refund. Print this form, complete and give it to your tax preparer. If you are doing your own taxes please review our FAQs.

    Please check with your employer or benefit provider to see if they can support direct deposit. It may take one or two pay periods for direct deposit to take effect.

    Complete the Form

    Act Now and get a

    $20 Bonus

    + Personalized Card for NO CHARGE!

    It’s as Easy as 1-2-3!

    Complete the simple enrollment form.


    For federal benefits, visit to enroll your card. For payroll, state or local benefits, just take completed form to your employer or benefits office.


    When you receive your first direct deposit to your card, notify us and we will process your Bonus and Personalized Card order.

    Claim Bonus